Make Your Spare Cash Work Harder for You
Is your money working hard enough? At 6.5% APY, Worthy Property Bonds delivers up to 10x more than other saving alternatives*.
Worthy's attractive, fixed returns makes your money work harder for you. Why settle for less?
Look at the difference in earnings below against other ways to save. For maximum earnings, you can select Worthy's roundup feature that "rounds up" your everyday purchases to the nearest dollar. When you get to $10, you purchase a new bond with your spare change.
The charts show earnings starting at a $1,000, $5,000, and $10,000 initial investments. You can start with as little as $10 and invest as much as $50,000. Select different amounts using the thumbnails below the chart.
*Rates as of March 2026. Worthy is not a bank and investments in Worthy bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. For more information on risks related to investments in our securities, please see our filings with the Securities and Exchange Commission.
Build Wealth with Confidence!
- Property bonds are only $10 each and backed by residential real estate
- Earn a fixed _xx% APY with daily compounded interest
- Access your funds anytime without fees or penalties
- No maturity dates
- Not subject to Wall Street volatility
- Roundups and recurring purchases available
- SEC qualified
How it Works
Worthy sells SEC qualified property bonds to investors like you and loans the proceeds to residential real estate developers across the country. Worthy earns interest from these loans and shares this with our bondholders.
In addition to earning an attractive return, Worthy Property Bonds help communities across America grow!
*Worthy is not a bank and investments in Worthy bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. For more information on risks related to investments in our securities, please see our filings with the Securities and Exchange Commission.
(Bonds are not currently available in Texas)
Initial investment
Whether it's $10, $1,000 or more, choose your initial investment to get started.
Length
Watch our 6.5% APY interest go to work for you by choosing a length of time to hold your investment.
Auto purchase
Take investing off your to do list. Schedule how much and how often you want to purchase bonds and let us do the rest!
Roundups
Make the most of your "spare change." We can round-up your everyday purchases to the next whole dollar and automatically invest this “spare change” in a $10 bond.