The Modern Alternative to Volatile Fixed Income
Public markets are shifting. Secure a _xx% APY anchor for your portfolio, backed by a solid foundation of U.S. residential real estate.
The traditional 60/40 model is struggling to keep pace. Sophisticated investors are moving into private credit to find resilience. Worthy Property Bonds offer an attractive return backed by tangible residential real estate, providing the structural confidence your capital deserves.

To build a more resilient "modern portfolio," sophisticated investors are shifting toward a 50/30/20 structure, reducing traditional exposure to make room for a dedicated 20% allocation to Alternative Investments like private credit. By incorporating assets like Worthy Property Bonds, this updated model aims to lower risk and capture more consistent, attractive yields that are not subject to daily stock market swings.
Invest with Confidence
- Property bonds are only $10 each and backed by residential real estate
- Earn a fixed _xx% APY with daily compounded interest
- ~0.6 Loan to value ratio on investment (~40% equity cushion)
- Access your funds anytime without fees or penalties
- No maturity dates
- Not subject to Wall Street volatility
- SEC qualified
How it Works
Worthy sells SEC qualified property bonds to investors like you and loans the proceeds to residential real estate developers across the country. Worthy earns interest from these loans and shares this with our bondholders.
In addition to earning an attractive return, Worthy Property Bonds help communities across America grow!

*Worthy is not a bank and investments in Worthy bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. For more information on risks related to investments in our securities, please see our filings with the Securities and Exchange Commission.
(Bonds are not currently available in Texas)

Initial investment
Whether it's $10, $1,000 or more, choose your initial investment to get started.

Length
Watch our 6.5% APY interest go to work for you by choosing a length of time to hold your investment.

Auto purchase
Take investing off your to do list. Schedule how much and how often you want to purchase bonds and let us do the rest!

Roundups
Make the most of your "spare change." We can round-up your everyday purchases to the next whole dollar and automatically invest this “spare change” in a $10 bond.

